Best stock brokers in Poland
For stocks in Poland, from Warsaw or anywhere else in the country, 4 of the 7 brokers we review are open to you. XTB takes first place, followed by two brokers picked from those that serve Poland. Buying in USD or EUR from a PLN bank account adds a conversion cost on every deposit, compared below.
By Broksal Team, investing in forex and CFD markets since 2017. Updated . How we test
How we score
Each broker gets five sub-scores out of 5:
Regulation and safety (30%), trading costs (25%), platforms and tools (20%), range of markets (15%) and ease of use (10%). The overall score is the weighted average, rounded to one decimal.
Availability is checked against each broker's published country lists. The ranking order is editorial and reflects our commercial agreements, so it does not always follow the scores. Full methodology
Advertiser disclosure
Broksal is free to use because some brokers pay us a commission when you open an account through our links. This can influence which broker we feature and the order in which brokers appear.
Commissions never change the facts we publish about regulation, fees or country availability, and they cost you nothing.
Top 3 stock brokers for Poland
- 1
Our top pick in Poland
XTB
4.8Own platform, no minimum deposit, commission-free stocks and ETFs within a monthly limit
Real shares and ETFs Real stocks and ETFs commission-free up to €100,000 of monthly turnover, then 0.2% (minimum €10); 0.5% currency conversion.
- Minimum deposit
- No minimum
- Platforms
- xStation 5 (web & desktop), XTB mobile app
- Entity for Poland
- XTB S.A. — KNF (Poland)
- CFDs
- Yes
Show pros, cons and feesHide details
xStation 5: Market Watch with sentiment tabs on the left, an EUR/USD hourly chart with one-click order entry, and open positions below. Account number blurred. What we like
- Publicly listed in Warsaw with KNF, FCA and CySEC oversight
- No minimum deposit
- xStation 5 is fast, clean and has built-in market sentiment and calendars
- Real stocks and ETFs commission-free up to €100,000 monthly turnover
Watch out for
- No MetaTrader or cTrader
- Since March 2026 the international entity accepts residents of only a short list of countries
- Inactivity fee after 12 months without trading
Fees
CFDs are priced through the spread on the Standard account. Real stocks and ETFs are commission-free up to €100,000 of monthly turnover, then 0.2% (minimum €10). Currency conversion and overnight swap costs apply.
Best for
Beginners and active traders who want one app for CFDs and real stocks.
- 2
Freedom24
4.3Real stocks, options and IPOs on 15 exchanges for EEA residents
Local presence in Poland
Real shares and ETFs Real shares, options and IPO access on 15 exchanges for EEA and Swiss residents; the Smart plan charges €0.02 per share, minimum €2.
- Minimum deposit
- €0
- Platforms
- Freedom24 web platform, Freedom24 mobile app
- Entity for Poland
- Freedom Finance Europe Ltd — CySEC (licence 275/15)
- CFDs
- Not offered — real assets only
Show pros, cons and feesHide details
Freedom24 fee plans in EUR. Smart: €0.02 per share plus €2 per order on US and European stocks and ETFs, US options $0.65 per contract, bonds 0.15% plus €5. All inclusive: 0.5% + €0.012 per share plus €1.20 per order, with a personal manager. What we like
- CySEC regulated, part of a Nasdaq-listed group
- Access to US and European exchanges plus options and IPOs
- Cyprus Investor Compensation Fund cover up to €20,000
- Offices with local-language support in several EU countries
Watch out for
- Does not offer CFDs or forex trading
- Open only to EEA and Swiss residents
- Fee plans are harder to compare than flat per-trade pricing
Fees
Freedom24 charges commissions according to the chosen fee plan, made of a percentage of trade value plus a fixed fee per order. Check the current plan table before choosing, because plans change.
Best for
European investors who want real shares, options and IPOs instead of CFDs.
- 3
Interactive Brokers
4.7The widest market access here, with low costs and top-tier regulation
Serves Poland through its EU regulated entity
Real shares and ETFs Stocks and ETFs on more than 150 markets, including Korea since 2026; commission-free iShares ETFs through recurring investments for EEA clients.
- Minimum deposit
- No minimum
- Platforms
- Trader Workstation (TWS), IBKR Desktop, Client Portal (web) +2
- Entity for Poland
- Interactive Brokers Ireland Limited — Central Bank of Ireland
- CFDs
- Yes
Show pros, cons and feesHide details
Interactive Brokers homepage, showing the desktop platform and mobile app and the new AI-assisted analysis integrations. What we like
- Listed on Nasdaq and regulated by top-tier authorities worldwide
- Access to stocks, options, futures and bonds on 150+ markets
- No minimum deposit and no inactivity fee
- Accepts residents of most countries
Watch out for
- Trader Workstation has a steep learning curve
- CFDs are not available to US residents
- Account opening asks for more documents than most brokers
Fees
Two pricing plans: Fixed (one all-in commission) and Tiered (lower exchange-based commission plus pass-through fees). CFD commissions are charged per trade, with financing on overnight positions. There is no inactivity fee.
Best for
Experienced investors who want access to global exchanges.
Also available in Poland:
eToro 4.3
Stocks from Poland: the rules
Profits from CFDs are taxed at 19% and declared on the annual PIT-38 return. Brokers send a PIT-8C summary; foreign brokers without a Polish branch may not, in which case you calculate the result yourself. EU investment firms are covered by an investor compensation scheme, usually up to €20,000 per client.
Securities business in Poland is supervised by the Polish Financial Supervision Authority (KNF). Foreign brokers serve residents under their own licences, so check which company holds your shares.
XTB supports PLN accounts, Polish-language support from Warsaw and tax-advantaged IKE and IKZE accounts for investing. Spot crypto at XTB is not yet available in Poland because the national crypto-assets law has not taken effect.
Stock exchange hours in Warsaw time
| Exchange | Opens | Closes |
|---|---|---|
| London Stock Exchange | 09:00 | 17:30 |
| Xetra (Frankfurt) | 09:00 | 17:30 |
| New York (NYSE, Nasdaq) | 15:30 | 22:00 |
| Tokyo Stock Exchange | 02:00 | 08:30 |
Early October 2026; times move by an hour when daylight saving changes.
Currency costs when investing from Poland
Poland uses the Polish złoty (PLN). Most of what you buy here is priced in USD or EUR, so unless your account is in the same currency as the asset, each purchase is converted. Published conversion fees: XTB 0.5% on currency conversion; Interactive Brokers 0.2 basis points of trade value, minimum $2; eToro 0.75% at the base Club tier (lower for higher tiers).
Tax
Profits from CFDs are taxed at 19% and declared on the annual PIT-38 return. Brokers send a PIT-8C summary; foreign brokers without a Polish branch may not, in which case you calculate the result yourself. This is general information, not tax advice. More on trading from Poland.
All 7 brokers we review, checked for stocks in Poland
| Broker | Status | Access | Entity for Poland |
|---|---|---|---|
| XTB | #1 in this ranking | Real shares and ETFs | XTB S.A. — KNF (Poland) |
| XM | No stocks here | — | — |
| IC Markets | No stocks here | — | — |
| Interactive Brokers | #3 in this ranking | Real shares and ETFs | Interactive Brokers Ireland Limited — Central Bank of Ireland |
| Freedom24 | #2 in this ranking | Real shares and ETFs | Freedom Finance Europe Ltd — CySEC (licence 275/15) |
| IQ Option | No stocks here | — | — |
| eToro | Available | Real shares and ETFs | eToro (Europe) Ltd — CySEC |
Stocks rankings in countries bordering Poland
| Country | Brokers offering stocks | #1 |
|---|---|---|
| 🇧🇾 Belarus | 0 | — |
| 🇨🇿 Czech Republic | 4 | XTB |
| 🇩🇪 Germany | 4 | XTB |
| 🇱🇹 Lithuania | 4 | XTB |
| 🇷🇺 Russia | 0 | — |
| 🇸🇰 Slovakia | 4 | XTB |
| 🇺🇦 Ukraine | 1 | Interactive Brokers |
Frequently asked questions
What is the best stock broker in Poland?
XTB, in our ranking. Real stocks and ETFs commission-free up to €100,000 of monthly turnover, then 0.2% (minimum €10); 0.5% currency conversion. Freedom24 and Interactive Brokers complete the top 3.
Which brokers offer stocks to residents of Poland?
Of the brokers we review: XTB (real shares and etfs), Interactive Brokers (real shares and etfs), Freedom24 (real shares and etfs) and eToro (real shares and etfs).
What are the rules for stocks in Poland?
Profits from CFDs are taxed at 19% and declared on the annual PIT-38 return. Brokers send a PIT-8C summary; foreign brokers without a Polish branch may not, in which case you calculate the result yourself. EU investment firms are covered by an investor compensation scheme, usually up to €20,000 per client.
Can I invest in Polish złoty (PLN)?
Check the account currencies when you sign up. If your account is not in PLN, deposits are converted at the broker's rate.
Which broker is best for buying ETFs?
XTB for most European investors because ETFs are commission-free within the monthly limit; Interactive Brokers for the widest choice and commission-free iShares savings plans in the EEA.
Availability last checked 6 October 2026. Brokers change their country lists without notice; the broker's sign-up form is the final word.